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Government Dirt incentive for first-time buyers not a great help

First-time buyers looking to save a deposit to secure their first home can now claim back tax paid on their savings to help them on their way, thanks to a Government initiative first announced last October. However, the scheme, which exempts first-time buyers from Dirt, is unlikely to have a meaningful impact on their savings, given the low deposit rates on offer.

Moreover, as the refund is only granted once conveyancing on a property has been completed, the Dirt refund can only be claimed once the property sale has been completed. So it probably won’t help buyers to close the gap on getting a deposit together.

Read the full details in the Irish Times

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