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A quarter of homebuyers ill-informed about property valuation

The TV ad for home insurance in which the hapless homeowners lapse into a trance while the broker outlines details of their policy surely strikes a chord with many when it comes to addressing boring financial matters. A new survey finds that one in four Irish people don’t know that a property valuation is required before the drawdown of a mortgage. The Red C survey, commissioned by the Society of Chartered Surveyors Ireland (SCSI), also somewhat worryingly found that 50 per cent of people don’t know the difference between a property valuation and a structural survey. Given that a property valuation is required by the banks before they release funds to homebuyers, it’s a key piece of the house-buying equation as it offers an opinion of the property’s market value at the time of purchase.

Read the full details in the Irish Times

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