The standard variable rate on new lending for owner- occupiers stood at 3.76% at the end of 2015 having fallen from 4.13% in the first quarter of the year.
Despite the decrease, new mortgage loans and restructured arrangements continue to be accompanied by inordinately high interest rates in comparison with other EU countries.
The Central Bank’s Household Credit Market report shows the interest rate on new business loans for home purchases — which also takes account of restructures and mortgage switchers — is higher here than in Spain, Germany, France, and a host of other countries.
Read the full details in the Irish Examiner
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